Product

Loan Matrix > Product

Products Feature

Customer Management

Easily manage all borrower information in one place. Maintain KYC details, verify income documents, and track bank statements. Get a complete financial profile with credit history and loan eligibility checks.

  • Centralized borrower profiles
  • KYC, income docs, bank statements
  • Credit history, loan eligibility check

Products Feature

Loan Origination & Disbursement

Set up and customize loan products with flexible interest rates and tenure options. Automate the loan approval journey with digital agreements and instant disbursement directly to borrower accounts.

  • Custom loan product setup
  • Interest rate rules, tenure selection
  • Digital loan agreement + auto disbursement

Products Feature

EMI Scheduler & Repayment Tracking

Visualize repayments with an interactive EMI calendar. Keep borrowers informed with automated reminders via SMS or WhatsApp. Monitor real-time payment status for each loan.

  • EMI calendar view
  • Auto alerts via SMS/WhatsApp
  • Dynamic payment records

Products Feature

Collection & Recovery Tools

Empower collection agents with a mobile app featuring GPS-based tracking. Streamline defaulter follow-ups, record partial payments, settlements, and manage legal statuses effortlessly.

  • Collection agent app with geo-tracking
  • Defaulter list & follow-up management
  • Partial payments, settlements, and legal status

Products Feature

Dashboard & Reporting

Access real-time analytics and gain actionable insights into your business. Track collection performance, monitor NPAs, and ensure regulatory compliance with detailed reports.

  • Real-time business insights
  • Collection performance metrics
  • NPA alerts & compliance reports

Products Feature

Multi-Role Access System

Assign specific roles such as Admin, Agent, Legal, or Field Staff. Customize access levels, set permissions, and create multi-layered approval workflows for better control.

  • Roles: Admin, Agent, Recovery, Legal, Field Staff
  • Custom permissions & approval workflows

Products Feature

Mobile App for Field Teams

Enable your field staff to update EMI collections on the go. The app supports GPS tracking and works offline in remote or low-network areas to ensure seamless operations.

  • EMI collection updates
  • GPS location tracking
  • Offline mode for rural areas